All rates are effective

Certificate of Deposit

With a $500.00 minimum opening deposit, this is a great way to earn a higher rate of interest for 6 months to 5 years.

Minimum daily balance of $500.00 is required to earn the APY.
Certificate of Deposit accounts carry a substantial penalty for early withdrawal.

 

eSavings

For the customer who wants to limit their trips to the bank, this account provides for transfers in and out of your existing checking account maintained at another financial institution.  All ACH (Automated Clearing House) transfers are free of charge and funds are available within 3 business days.  A low minimum deposit and attractive rates make this one of our most popular savings accounts.

Minimum opening balance is $25.00.  Interest is paid and annual percentage yield is earned on entire balance in account.
Variable Rates – Rates may change after account is opened.

 

Statement Savings

This classic account has a minimum opening deposit of $500.00 offering tiered-rates to put money away for a rainy day.

Interest is paid and annual percentage yield is earned on entire balance in account.
Variable Rates – Rates may change after account is opened.

 

Passbook Savings

The account that started it all for Quaint Oak Bank!  This is a fantastic tool for children and adults alike to help save for the future, a minimum $10.00 opening deposit with each transaction updated in your savings book.

Interest is paid and annual percentage yield is earned on entire balance in account.
Variable Rates - Rates may change after account is opened.