Be Prepared!

Just like any important step you take: the more prepared you are, the better.  Once you have decided to complete your loan application, gather the information listed below and deliver it to your Mortgage Banker.  Once received,  we will copy the information and return the originals to you as soon as possible.   Your Loan Processor or Mortgage Banker will be in contact with you as the process moves from application to closing.  The following links will give you more information:

Understanding Loan Application Requirements
Understanding Your Credit
Information on Obtaining a Copy of Your Credit Report

Residential Purchase Documents Required:

• Last 2 Months Bank Statements
• Last 2 Years Tax Returns Signed and W-2s  (1099, if Self Employed)
• Most Recent Pay Stubs for the Last Month
• Social Security Card
• Photo ID
• Sales contract
• Additional documentation may be required

Residential Refinance Documents Required:

• Last 2 Months Bank Statements
• Last 2 Years Tax Returns Signed and W-2s  (1099, if Self Employed)
• Most Recent Pay Stubs for the Last Month
• Social Security Card
• Photo ID
• Additional documentation may be required