Rates

Passbook Savings Account
Account Type Interest Rate Annual Percentage Yield
Passbook Savings 0.39% 0.40%

Minimum opening balance is $10.00.

Variable Rates - Rates may change after account is opened.

eSavings Account
Account Type Interest Rate Annual Percentage Yield
eSavings 0.88% 0.90%

Minimum opening balance is $25.00.

Variable Rates - Rates may change after account is opened.

Statement Savings
Account Type Interest Rate Annual Percentage Yield
Tier 1 ($500 - $9,999) 0.39% 0.40%
Tier 2 ($10,000 - $ 24,999) 0.74% 0.75%
Tier 3 ($25,000 +) 0.83% 0.85%

Tiered Statement Savings account carries an interest rate of 0.25% with and APY of 0.25% when balance drops below minimum opening balance of $500.00.

Minimum daily balance $500.00 is required to earn the APY.

Variable rates - rates may change after account is opened.

Certificates of Deposit
Account Type Interest Rate Annual Percentage Yield
6 Months 0.88% 0.90%
12 Months 1.13% 1.15%
18 Months 1.27% 1.30%
24 Months 1.66% 1.70%
36 Months 2.34% 2.40%
48 Months 2.82% 2.90%
60 Months 3.11% 3.20%

Certificate of Deposit accounts carry a substantial penalty for early withdrawal. Minimum deposit for Certificate of Deposit is $500.00.

Minimum daily balance $500.00 is required to earn the APY.

Individual Retirement Account
Account Type Interest Rate Annual Percentage Yield
6 Months 0.88% 0.90%
12 Months 1.13% 1.15%
18 Months 1.27% 1.30%
24 Months 1.66% 1.70%
36 Months 2.34% 2.40%
48 Months 2.82% 2.90%
60 Months 3.11% 3.20%

Certificate of Deposit accounts carry a substantial penalty for early withdrawal. Minimum deposit for Certificate of Deposit is $500.00.