Rates

Passbook Savings Account
Account Type Interest Rate Annual Percentage Yield
Passbook Savings 1.23% 1.25%

Minimum opening balance is $10.00.

Variable Rates - Rates may change after account is opened.

eSavings Account
Account Type Interest Rate Annual Percentage Yield
eSavings 3.01% 3.10%

Minimum opening balance is $25.00.

Variable Rates - Rates may change after account is opened.

Statement Savings
Account Type Interest Rate Annual Percentage Yield
Tier 1 ($500 - $9,999) 1.23% 1.25%
Tier 2 ($10,000 - $ 24,999) 1.47% 1.50%
Tier 3 ($25,000 +) 2.44% 2.50%

Tiered Statement Savings account carries an interest rate of 0.49% with and APY of 0.50% when balance drops below minimum opening balance of $500.00.

Variable rates - rates may change after account is opened.

Certificates of Deposit
Account Type Interest Rate Annual Percentage Yield
6 Months 3.11% 3.20%
12 Months 3.35% 3.45%
18 Months 3.49% 3.60%
24 Months 3.54% 3.65%
36 Months 3.58% 3.70%
48 Months 3.68% 3.80%
60 Months 3.96% 4.10%

Certificate of Deposit accounts carry a substantial penalty for early withdrawal. Minimum deposit for Certificate of Deposit is $500.00.

Individual Retirement Account
Account Type Interest Rate Annual Percentage Yield
6 Months 3.11% 3.20%
12 Months 3.35% 3.45%
18 Months 3.49% 3.60%
24 Months 3.54% 3.65%
36 Months 3.58% 3.70%
48 Months 3.68% 3.80%
60 Months 3.96% 4.10%

Certificate of Deposit accounts carry a substantial penalty for early withdrawal. Minimum deposit for Certificate of Deposit is $500.00.