Rates

Passbook Savings Account
Account Type Interest Rate Annual Percentage Yield
Passbook Savings 0.74% 0.75%

Minimum opening balance is $10.00.

Variable Rates - Rates may change after account is opened.

eSavings Account
Account Type Interest Rate Annual Percentage Yield
eSavings 1.37% 1.40%

Minimum opening balance is $25.00.

Variable Rates - Rates may change after account is opened.

Statement Savings
Account Type Interest Rate Annual Percentage Yield
Tier 1 ($500 - $9,999) 0.74% 0.75%
Tier 2 ($10,000 - $ 24,999) 0.98% 1.00%
Tier 3 ($25,000 +) 1.23% 1.25%

Tiered Statement Savings account carries an interest rate of 0.49% with and APY of 0.50% when balance drops below minimum opening balance of $500.00.

Minimum daily balance $500.00 is required to earn the APY.

Variable rates - rates may change after account is opened.

Certificates of Deposit
Account Type Interest Rate Annual Percentage Yield
6 Months 1.37% 1.40%
12 Months 1.71% 1.75%
18 Months 1.86% 1.90%
24 Months 2.24% 2.30%
36 Months 2.68% 2.75%
48 Months 3.06% 3.15%
60 Months 3.30% 3.40%

Certificate of Deposit accounts carry a substantial penalty for early withdrawal. Minimum deposit for Certificate of Deposit is $500.00.

Minimum daily balance $500.00 is required to earn the APY.

Individual Retirement Account
Account Type Interest Rate Annual Percentage Yield
6 Months 1.37% 1.40%
12 Months 1.71% 1.75%
18 Months 1.86% 1.90%
24 Months 2.34% 2.40%
36 Months 2.77% 2.85%
48 Months 3.16% 3.25%
60 Months 3.39% 3.50%

Certificate of Deposit accounts carry a substantial penalty for early withdrawal. Minimum deposit for Certificate of Deposit is $500.00.