Services / Lending

Commercial Loans

Commercial Real Estate Loans will assist in acquiring a new location or refinancing your existing commercial operation for expansion, improvement or for a better rate and term. Loans are available for the following endeavors on both residential and commercial properties with a variety of rate and term selections:

  • Commercial Real Estate Loans for acquisition or refinance
  • Construction Loans for new construction or significant renovation or expansion
  • Investment Property Loans on both residential and commercial rental properties
  • Mixed Use Property Loans on combination residential and commercial use
  • Renovation Loans for major rehabilitation of commercial or residential properties
  • Lines of Credit secured by commercial real estate for business purposes

Home Equity Lines of Credit

A Home Equity Line of Credit is a revolving credit line that can provide a substantial source of continuing credit for those homeowners who have built up equity in their homes. Customers may easily access their approved line for any purpose they choose, personal or business, simply by requesting an automatic deposit to their preauthorized checking account. The loan is secured by a mortgage against the borrower’s primary residence.

Home Equity Loans

A Home Equity Loan allows homeowners to utilize the accumulated equity in their property as collateral for long-term borrowing purposes. Long-term borrowing allows for reasonable equal monthly payments. Homeowners borrow a fixed amount of money at a fixed rate of interest for a specific time period. The loan is secured by a mortgage against the borrower’s primary residence.

Residential Mortgage Loans

Residential Mortgage Loans provide customers the opportunity to purchase their own home, affording them the benefits of home ownership, which include stability, home equity, and tax advantages. A variety of mortgage programs give borrowers a choice of payment and terms to suit their budgets. The loan is secured by a mortgage against the borrower’s primary residence.