Personal Deposit Accounts
Certificates of Deposit
Account Type | Interest Rate | Annual Percentage Yield |
---|---|---|
6 Months | 0.30% | 0.30% |
12 Months | 0.34% | 0.35% |
18 Months | 0.39% | 0.40% |
2 Years | 0.44% | 0.45% |
3 Years | 0.49% | 0.50% |
4 Years | 0.54% | 0.55% |
5 Years | 0.59% | 0.60% |
Minimum deposit for Certificates of Deposit is $500.00. Minimum daily balance of $500.00 is required to earn the APY. Certificate of Deposit accounts carry a substantial penalty for early withdrawal.
IRA Certificates of Deposit
Account Type | Interest Rate | Annual Percentage Yield |
---|---|---|
6 Months | 0.30% | 0.30% |
12 Months | 0.34% | 0.35% |
18 Months | 0.39% | 0.40% |
2 Years | 0.44% | 0.45% |
3 Years | 0.49% | 0.50% |
4 Years | 0.54% | 0.55% |
5 Years | 0.59% | 0.60% |
Minimum deposit for Certificates of Deposit is $500.00. Minimum daily balance of $500.00 is required to earn the APY. Certificate of Deposit accounts carry a substantial penalty for early withdrawal.
Money Market Account*
Account Type | Interest Rate | Annual Percentage Yield |
---|---|---|
Tier 1 ($0-$999) | 0.05% | 0.05% |
Tier 2 ($1,000 - $2,499) | 0.10% | 0.10% |
Tier 3 ($2,500 and higher) | 0.64% | 0.65% |
Minimum opening balance is $25.00. Interest is paid and annual percentage yield is earned on entire balance in account. Variable Rates – Rates may change after account is opened.
Savings Account*
Account Type | Interest Rate | Annual Percentage Yield |
---|---|---|
Minimum Opening Deposit $25.00 | 0.20% | 0.20% |
Savings Account – minimum opening balance is $25.00. Interest is paid and annual percentage yield is earned on entire balance in account. Variable Rates – Rates may change after account is opened.
IRA Savings Account
Account Type | Interest Rate | Annual Percentage Yield |
---|---|---|
IRA Savings | 0.69% | 0.70% |
Minimum opening balance is $25.00. Interest is paid and annual percentage yield is earned on entire balance in account. Variable Rates – Rates may change after account is opened.
Call Us Today: 866.795.4499
All rates are effective Saturday, March 6th, 2021. Our routing number is 236074525.
*Transaction Limitations: The depositor is permitted or authorized to make no more than six transfers and withdrawals, or a combination of such transfers and withdrawals, per calendar month or statement cycle of at least four weeks, to another account of the depositor at the same institution or to a third party by means of a preauthorized or automatic transfer. A “preauthorized transfer” includes any arrangement by the depository institution to pay a third party from the account of a depositor upon written or oral instruction (including an order received through an automated clearing house (ACH)) or any arrangement by a depository institution to pay a third party from the account of the depositor at a predetermined time or on a fixed schedule.