2026 Firework Funds
Light the Fuse on Your Next Phase of Growth
Dedicated funding for Philadelphia-area businesses1 with relationship-driven lending solutions and reduced origination fees on eligible conventional loans. Whether you’re expanding operations, purchasing commercial property, refinancing existing debt, or managing working capital needs, Firework Funds provides access to commercial financing solutions designed for businesses throughout the Philadelphia area.
Eligible borrowers may qualify for reduced origination fees when closing within 45 days, helping businesses move forward faster while reducing upfront costs.
Applications must be received by September 30, 2026, or until allocated funds are exhausted.
Why Businesses Are Taking Advantage of Firework Funds
Close in 45 Days and Pay Less
Eligible borrowers who close within 45 days may receive a reduced origination fee, decreasing from 1.00% to 0.75%.2
Dedicated Philadelphia Funding
Firework Funds has been allocated for eligible Philadelphia-area business lending opportunities.
Limited Availability
Funding is limited and offered on a first-come, first-served basis. Applications will be accepted until funds are exhausted or September 30, 2026, whichever occurs first.
Lending Solutions Available
What could your business achieve with the right partner in your corner? When you pair our commercial lending options with personalized business banking services, you gain more than capital—you gain a relationship built on understanding, trust, and long-term support.
Owner-Occupied Commercial Real Estate Financing
Purchase or refinance the property where your business operates with owner-occupied commercial real estate financing featuring competitive fixed-rate options.
Ideal for:
- Office buildings
- Retail properties
- Mixed-use properties
- Business headquarters
Commercial Lines of Credit
Flexible revolving capital designed to support:
- Working capital
- Inventory purchases Cash flow management
- Day-to-day operational needs
Eligible lines of credit are limited to Commercial and Industrial (C&I) purposes.
Multifamily Financing
Financing solutions for multifamily investment opportunities throughout the Philadelphia market. Whether you’re acquiring, refinancing, or expanding your portfolio, our lending team provides relationship-focused guidance tailored to your goals.
SBA 7(a) Financing
Government-backed financing designed to help eligible businesses access funding for expansion, equipment purchases, business acquisitions, working capital needs, and other qualified business purposes. Our experienced SBA lending team can help determine whether SBA financing is the right fit for your growth plans.
Why Work with Quaint Oak Bank?
Quaint Oak Bank combines local decision-making with personalized commercial lending expertise. Our relationship-driven approach allows us to understand your business objectives and identify financing solutions that support long-term growth.
When you work with our commercial lending team, you’ll receive:
- Streamlined closing process
- Local lending expertise
- Relationship-focused service
- Responsive communication
- Competitive financing solutions
Let’s Build Something Strong Together
Connect with our lending team today to secure funding before the program closes.
Limited time offer available for commercial customers only. All loans subject to credit approval. Applications must be received by September 30, 2026 or prior to funds running out, whichever occurs first. A Quaint Oak Abstract Title policy is required for all real estate–secured transactions.
1Limited funding available in the following counties: Lehigh, Northampton, Montgomery, Bucks, and Philadelphia.
2Origination fee discounts do not apply to Lines of Credit or SBA Loans.
Member FDIC | Subject to approval | Program funds may be withdrawn at any time based on availability.