Quaint Oak Bank Disclosures

Quaint Oak Bank cares about our customers’ privacy while striving to provide a high level of service. The Bank’s legal notice and privacy policy have been drafted with those goals in mind.

Privacy Policy

Your Right to Financial Privacy

2017 Privacy Notice

You have the right to know the privacy policies and practices of the financial institutions you deal with in respect to information sharing with both affiliates and non-affiliated third parties. This notice describes the Quaint Oak Bank privacy policy and practices. If you have any questions regarding this policy, please contact the Operations Officer or the President at 866-795-4499.

Definitions

We will use certain terms in this notice that are defined as the following:

We, our and us

This will always mean Quaint Oak Bank.

You and your

This means our customers with whom we have a continuing relationship through one or more accounts and also consumers who may use a service we provide without any real account relationship or someone who may have applied for a loan and was declined.

Publicly available information

Information that is lawfully available to the general public from official public records (such as real estate records or securities filings), information from widely distributed media (such as telephone books, television, radio or newspaper) or information that is required to be disclosed to the general public by Federal, State or Local law (such as security filings).

Nonpublic personal information

Personally identifiable financial information that is not available from public sources.

Affiliate

Any company under common control by another company.

Non-affiliated third party

Any person or corporate entity that is not an affiliate or is not a joint employee of a financial institution or third party.

Consumer Reporting Agency

A person or business which makes a practice of collecting and evaluating consumer credit information for the purpose of furnishing consumer reports to third parties.

Privacy Notice

  • CATEGORIES OF INFORMATION WE COLLECT
    • We collect nonpublic personal information about you from the following sources:
      • Information we receive from you on applications and other forms
      • Information about your transactions with us, our affiliates, or others
      • Information we receive from a consumer reporting agency.
  • CATEGORIES OF INFORMATION WE MAY DISCLOSE ABOUT YOU
    • We do not disclose any nonpublic personal information about our customers or former customers to anyone except as permitted by law
  • CONFIDENTIALITY AND SECURITY
    • We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products and service to you
    • We maintain physical, electronic or procedural safeguards that comply with federal standards to guard your nonpublic personal information