SBA Loans

The Small Business Administration (SBA) provides loans to qualified small businesses. SBA loans are a preferred funding option for a small business who may not qualify for a conventional commercial loan. Quaint Oak Bank offers multiple SBA loan options to businesses that meet the eligibility requirements. 

Small business owners in recently opened bakery after applying for a SBA loan

SBA Lending Program Highlights

Are you looking to purchase, construct, renovate, or expand your current operations? Could a refinance, or even business acquisition be on the horizon? Eligible SBA loan projects can include product inventory and equipment. Additionally, specific SBA loan programs can offer access to supplementary working capital, including revolving credit lines. 

SBA programs may also be used to refinance business debt while providing competitive terms. Reach out to one of our experienced Commercial Relationship Managers to see if your business qualifies for an SBA loan.

SBA 7(a) Loan Program

A popular and common lending option is the SBA 7(a) Loan Program. SBA 7(a) Loans can be ideal for real estate acquisitions because the programs provide flexibility. Funds can be allocated towards short or long term working capital, refinancing debt, and purchasing furnishings, fixtures, equipment, and inventory.

SBA 504 Loan Program

The SBA 504 Loan Program offers loans up to $5M for the explicit purpose of commercial real estate, and equipment with terms up to 25 years. Reach out to one of our qualified Commercial Relationship Managers to see if your business qualifies for an SBA 504 loan.

Quaint Oak’s SBA Loan Solutions

Quaint Oak Bank’s team is available to answer your questions and provide guidance for the SBA loan process. As your lender, we can work with you to select the option that fits the needs of your company. Our goal is to help you find a lending solution that propels your business towards success. Contact us to learn more and begin the application process.

All Loans Subject to Approval