Positive Pay
Protect Your Business from Check and ACH Fraud
When you’re running a business, financial security is essential. Positive Pay helps protect your accounts by verifying checks before they clear, catching fraudulent or altered checks and ACH transactions before they clear.
Why Businesses Use Positive Pay
Tech-savvy business owners know that choosing systems that prioritize prevention is the best protection. Positive Pay offers peace of mind by:
Reducing Fraud Risk:
Review check number, amount, date, account and payee for checks and ACHs that are presented for payment. Any mismatch is flagged before the item is paid.
Saving Time:
Automates verification so your team can focus on their more impactful tasks.
Increase Visibility and Control:
You decide whether to pay or reject flagged checks or ACHs within the allotted time frame.
Offering Peace of Mind:
Ideal for businesses that issue high volumes or high-value checks and ACHs and want to safeguard every transaction .

Key Features of Positive Pay
Feature | What it Means For You |
---|---|
Verification | Checks and ACHs are screened for five core details: number, amount, date, account, payee. |
Secure Digital Access | Review and make payments from your computer. |
Scales with Your Business | Works whether you write or process a few checks or ACHs a month or hundreds. |
Why It Matters for Your Business
Positive Pay isn’t just a fraud tool: it’s a smart financial safeguard that helps you:
- Avoid costly losses from check or ACH fraud.
- Gain efficiency by reducing manual work.
- Protect your cash flow and your financial security.
- Catch fraudulent transactions before your account is compromised.
Get Started with Positive Pay
Positive Pay is a simple step that can make a big difference. If your business writes checks, it’s worth protecting your accounts. Let’s talk about how to integrate Positive Pay into your business checking.
Contact Our Team to Learn More