Executive Officers

Robert T. Strong, President and CEO
Diane J. Colyer, Senior Vice President and Corporate Secretary
John J. Augustine, Executive Vice President and CFO

Members of the Board of Directors

robert j. phillips

Robert J. Phillips

Chairman of the Board

Chairman of the Board of Quaint Oak Bancorp and Quaint Oak Bank since 2007 and 1984, respectively. Currently retired. Previously, President, Shipping Connections, Inc., Bristol, Pennsylvania from October 1996 to October 2003.

Mr. Phillips has served as a director since 1968 and Chairman since 1984. Mr. Phillips also acts as a liaison to the Bank’s community serving in the position of Director of the Centennial Education Foundation along with being a Director and past President of the Southampton Business and Professional Association.

george m. ager

George M. Ager


Currently retired. Previously, Vice Chairman of the Board of Quaint Oak Bank from 1984 to April 2007.

Mr. Ager has served as a Director since 1968 and brings the perspective of intimate knowledge of the Philadelphia area to the Board. Philadelphia has been described as a City of neighborhoods and Mr. Ager has worked the majority of them through his prior employment with a major utility company. This geographic knowledge overlays the Bank’s major investment area.

john j. augustine

John J. Augustine, CPA


Chief Financial Officer of Quaint Oak Bancorp and Chief Financial Officer and Treasurer of Quaint Oak Bank since October 5, 2009 and Executive Vice President of Quaint Oak Bancorp and Quaint Oak Bank since May 2016 and May 2013, respectively. Previously, Senior Audit Manager of Teleflex, Inc., Limerick, Pennsylvania from February 2006 to September 2009. Prior thereto, Mr. Augustine was a self-employed consultant for JJA Consulting, Lansdale, Pennsylvania from January 2004 to February 2006; and Executive Vice President and Chief Financial Officer of Reda Sports, Inc., West Easton, Pennsylvania from March 1997 to January 2004.

Mr. Augustine has served as a Director since 2000. As a certified public accountant he brings extensive business and consulting experience to the Board. He has more than 25 years of service with financial institutions, including serving as Vice President and Controller for Vista Bancorp, Inc., and Assistant Controller of Germantown Savings Bank.

james j. clarke

James J. Clarke, Ph.D.


Principal of Clarke Consulting, Villanova, Pennsylvania, a financial institution consulting firm specializing in asset/liability management, strategic planning and board/management education, since 2002. Trustee of Reliance Bank, Altoona, Pennsylvania since August 1995. Trustee of Phoenixville Federal Bank and Trust, Phoenixville, Pennsylvania from January 2011 to 2015. Director and Chair of the Audit Committee of Wright Investors’ Service, a privately held company, Milford, Connecticut, from 2002 to 2018. Director of First Financial Bank, Downingtown, Pennsylvania and its public holding company, Chester Valley Bancorp, Inc., from 2004 to 2005. Prior thereto, Dr. Clarke served as Professor of Finance and Economics, Villanova University from 1972 to 2002.

Dr. Clarke has served as a Director since 2007 and holds the position of Chairman of the Asset and Liability Committee. His background as a professor of finance and economics and currently as a consultant to the banking industry brings unusual depth and perspective as a Director.

andrew e. dipiero

Andrew E. DiPiero, Jr. Esq.


Attorney with Baratta, Russell & Baratta, Huntingdon Valley, Pennsylvania, since November 2011. Prior thereto, Partner with Stampone, D’Angelo, Renzi, DiPiero, Attorneys at Law, P.C., Cheltenham, Pennsylvania, since June 2004.

Mr. DiPiero has served as a Director since 1984 and holds the position of Chairman of the Audit Committee. He brings the expertise of a practicing attorney to the Board of Directors and has an insight into both the Delaware and the Lehigh Valley market areas, having represented numerous clients in these areas. Additionally, he is Board Certified as a Civil Trial Advocate by the National Board of Trial Advocacy. Mr. DiPiero is AV rated by Martindale Hubbell and has been awarded the designation of Super Lawyer by Philadelphia Magazine for every year since 2006.

kenneth r. gant

Kenneth R. Gant, MBA


Non-employee Secretary/Treasurer of Quaint Oak Bank’s Board through July 2007. Currently retired. Previously, Associate Agent of Landis Agencies, Operations Manager, Quakertown, Pennsylvania. Prior thereto, Owner, Gant Insurance Agency, Doylestown, Pennsylvania from September 2006 to January 2008 and Agency Development Manager, National Grange Insurance Company, Keene, New Hampshire from February 2005 to April 2006.

Mr. Gant has served as a Director since 1986, and brings the perspective of risk management to the Board from his business life involvement, at many levels, in the insurance business. Mr. Gant has also earned his MBA degree which brings a higher view of business activities to his position as Director. Mr. Gant also holds the CIC (Certified Insurance Counselor), CPCU (Chartered Property and Casualty Underwriter) and CRM (Certified Risk Manager) designations.

susan m. vettori

Susan M. Vettori


Currently retired. Previously, Owner and Managing Partner of four Susan’s Hallmark stores, with the original location opening in Southampton, Pennsylvania in 1987. The next two businesses were opened in 1992 and 2000 in Bensalem, Pennsylvania, and the fourth store opened in 2005 in Philadelphia, Pennsylvania. Prior thereto, Mrs. Vettori served in a marketing position at the Resorts Casino in Atlantic City, NJ.

Mrs. Vettori served as an Advisory Director on the President’s Advisory Committee from March 2019 to May 2021 and served as an Advisory Director of the Bancorp from May 2021 to February 2023. She has served as a Director of the Bank since May 2021 and a Director of the Bancorp since February 2023. Mrs. Vettori brings over 35 years of experience owning multiple businesses, directing company operations, overseeing finances, and managing personnel.

bora ozkan

Bora Ozkan, Ph.D.


Associate Professor of Finance of Temple University, Philadelphia, PA since 2020 and prior thereto, Assistant Professor of Finance from 2014 to 2020. Dr. Ozkan also serves as Academic Director of Online MBA and Online BBA, Temple University, since 2018. Previously, Dr. Ozkan served as Managing Director of Capital Markets Room, Temple University, from 2014 to 2020.

Dr. Ozkan brings expertise in fintech, ESG, corporate finance, emerging markets real estate, and business education to the Board. Dr. Ozkan has significant professional experience in international marketing and strategy, with a robust understanding of global financial markets. Dr. Ozkan holds advanced degrees in financial economics and business administration from the University of New Orleans, where he was recognized with a Dean’s Scholarship for his doctoral studies.

robert t. strong

Robert T. Strong


Chief Executive Officer and President of Quaint Oak Bancorp and Chief Executive Officer of Quaint Oak Bank since March 2007 and June 2001, respectively. Mr. Strong has served as a Director of Quaint Oak Bank since 2000 and Quaint Oak Bancorp since 2007.

Having focused his professional career in banking, Mr. Strong brings an extensive background in financial institutions and leadership expertise to the Board. Mr. Strong also brings entrepreneurial business knowledge and experience to the Board through his prior ownership and operation of Strong Financial Corporation. He has extensive mortgage banking experience in the Bank’s market area and significant knowledge of the local real estate market.

The financial information that may be accessed with the navigation bar on this site speaks only as of the particular date or dates included in those documents. This information in the selected document may have become out of date. Quaint Oak Bancorp, Inc. does not undertake an obligation, and disclaims any duty, to update any of the information in those documents. Quaint Oak Bancorp’s future financial performance is subject to various risks and uncertainties that could cause actual results to differ materially from expectations. The factors that could affect the company’s future financial results are discussed more fully in our reports filed with the SEC.