Your financial security is our top priority. Be cautious of unsolicited requests for personal information and remember, Quaint Oak will never ask you for your login information. If you encounter anything suspicious, please contact us right away at 866.795.4499.

Personal Checking Accounts 

At Quaint Oak Bank, we believe banking should feel personal. That’s why our personal checking accounts are designed around commitment to our customers and our community. You’re more than an account number to us: you’re a neighbor, a partner, connected to something local and meaningful.

a woman with medium tan skin typing retrieving her receipt for her transaction at the ATM from her personal checking account

55,000 Surcharge-Free ATMs Nationwide

You shouldn’t have to pay to access your own money. As part of a broad national ATM network, Quaint Oak customers enjoy access to over 55,000 surcharge-free ATMs.

Whether you’re close to home or on the road, your money is always within reach.

Managing monthly bills can be stressful. Our BillPay system helps you keep everything in one place. You can set up automatic payments, avoid late fees, track due dates and history, and eliminate the need for stamps and checks.

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How to Open a Checking Account

Your financial security and satisfaction are our top priorities. We understand that your time and peace of mind are invaluable—that’s why we specialize in an authentic, proven account opening experience. We believe in providing you with a personalized touch that prioritizes your security and convenience. Here’s how concierge banking works: 

We make it easy. Here’s how to open a personal checking account:  

Use Our Secure Platform: Start your journey by accessing our secure platform. Here you will begin the process of opening your checking account and validating your information.

Speak with Your Relationship Manager: Once you have completed the initial verification process, one of our relationship bankers will contact you to finalize any remaining items for validation.

Think of them as your personal financial assistant, ready to cater to your unique needs and preferences. Whether you’re managing your family’s finances, saving for your next adventure, or planning a luxury purchase, our banking team members are here to provide tailored advice and solutions. 

Enjoy Choice Service: We are available to discuss your financial goals, answer your questions, and guide you through the account opening process. This quality service ensures you receive the attention and expertise you deserve, making banking as effortless and rewarding as possible. 

a father with dark skin and dark hair bakes in the kitchen of a home with financed maintained with personal checking accounts with a little boy with dark skin and dark curly hair
woman with dark curly hair and medium skin accepts a shopping bag from a boutique owners where she has purchased clothing using funds in her personal checking account

Open a Checking Account and Take Full Advantage of the Benefits

Imagine waking up on a Saturday morning, grabbing a coffee, and knowing your finances are under control. Your bills are paid, your paycheck is direct-deposited, and you can easily check your balance with a tap on your phone. No worrying about hidden fees, trying to keep a minimum balance, or security—just simple, straightforward banking that fits into your life.

When you open a checking account from Quaint Oak Bank, you can spend less time stressing over finances and more time focusing on what matters most to you.

Use the button below to access our online account opening platform. Here, our system will begin verifying your information and prompt you to choose the account type that you’d like to open. A member of our team will contact you for any remaining items and final verification.

Concierge Banking Created with You in Mind 

By choosing Quaint Oak Bank, you’re not just opening a personal account; you’re gaining a committed advisor and a seamless, personalized banking experience.

We look forward to welcoming you to our community and providing you with the exceptional service you deserve.