Personal Deposit Products

Personal Checking

  • No monthly maintenance fee
  • No minimum balance requirement
  • Access to over 55,000 surcharge free ATMs
  • Online Banking with Bill Pay
  • Mobile Banking with Mobile Check Deposit
  • First Order of Standard Checks Free

Minimum opening deposit $25.00.

Certificates of Deposit

With a $500.00 minimum opening deposit, this is a great way to earn a higher rate of interest for 6 months to 5 years.

Certificates of Deposit
Account TypeInterest RateAnnual Percentage Yield
6 Months0.20%0.20%
12 Months0.25%0.25%
18 Months0.30%0.30%
2 Years0.34%0.35%
3 Years0.39%0.40%
4 Years0.44%0.45%
5 Years0.49%0.50%
Minimum deposit for Certificates of Deposit is $500.00. Minimum daily balance of $500.00 is required to earn the APY. Certificate of Deposit accounts carry a substantial penalty for early withdrawal.

*Money Market Account

For the customer who wants to limit their trips to the bank, transfers in and out are easily made with our online banking with bill pay.  All ACH (Automated Clearing House) transfers are free of charge and funds are available within 3 business days.  A low minimum deposit and attractive rates make this one of our most popular accounts.

Money Market Account*
Account TypeInterest RateAnnual Percentage Yield
Tier 1 ($0-$999)0.05%0.05%
Tier 2 ($1,000 - $2,499)0.10%0.10%
Tier 3 ($2,500 and higher)0.49%0.50%

Minimum opening deposit $25.00. Interest is paid and annual percentage yield is earned on entire balance in account.
Variable Rates – Rates may change after account is opened.

*Military Advantage Money Market Account

Thank you for serving our country! The Military Advantage accounts provide exclusive benefits for our Service Members and Veterans.

Military Advantage Money Market Account
Account TypeInterest RateAnnual Percentage Yield
Tier 1 ($0-$999)0.15%0.15%
Tier 2 ($1,000 - $2,499)0.20%0.20%
Tier 3 ($2,500 and higher)0.59%0.60%

Minimum opening deposit $25.00. Interest is paid and annual percentage yield is earned on entire balance in account. Variable Rates – Rates may change after account is opened. Not to be combined with any other package or programs. Surviving spouses qualify with marriage license. Military ID or Form DD214 required.

*Savings Account

This classic account has a minimum opening deposit of $25.00.

Savings Account*
Account TypeInterest RateAnnual Percentage Yield
Minimum Opening Deposit $25.000.20%0.20%

*Transaction Limitations
The depositor is permitted or authorized to make no more than six transfers and withdrawals, or a combination of such transfers and withdrawals, per calendar month or statement cycle of at least four weeks, to another account of the depositor at the same institution or to a third party by means of a preauthorized or automatic transfer.  A “preauthorized transfer” includes any arrangement by the depository institution to pay a third party from the account of a depositor upon written or oral instruction (including an order received through an automated clearing house (ACH)) or any arrangement by a depository institution to pay a third party from the account of the depositor at a predetermined time or on a fixed schedule.

All rates are effective Thursday, December 9th, 2021

Call Us Today: 866-795-4499

Our routing number is 236074525.