866.795.4499Personal Checking
- No monthly maintenance fee
- No minimum balance requirement
- Access to over 55,000 surcharge free ATMs
- Online Banking with Bill Pay
- Mobile Banking with Mobile Check Deposit
- First Order of Standard Checks Free
Minimum opening deposit $25.00.
BillPay
- Set up automatic payments for all of your bills in one place
- Connect accounts and BillPay will know how much is owed
- Any discounts you receive for automatic payments should still apply
- No need to send checks - save money on postage
- Payment processed quicker than a check
- Safe and secure
Get Superior Rates on a Consumer Money Market Account at Quaint Oak Bank!*
Certificates of Deposit
With a $500.00 minimum opening deposit, this is a great way to earn a higher rate of interest for 6 months to 5 years.
| Account Type | Interest Rate | Annual Percentage Yield |
|---|---|---|
| 6 Months | 3.87% | 4.00% |
| 12 Months | 3.87% | 4.00% |
| 18 Months | 4.11% | 4.25% |
| 2 Years | 4.11% | 4.25% |
| 3 Years | 4.11% | 4.25% |
| 4 Years | 4.11% | 4.25% |
| 5 Years | 4.34% | 4.50% |
Money Market Account
For the customer who wants to limit their trips to the bank, transfers in and out are easily made with our online banking with bill pay. All ACH (Automated Clearing House) transfers are free of charge and funds are available within 3 business days. A low minimum deposit and attractive rates make this one of our most popular accounts.
| Account Type | Interest Rate | Annual Percentage Yield |
|---|---|---|
| Tier 1 ($0-$999) | 1.95% | 2.00% |
| Tier 2 ($1,000 - $2,499) | 1.95% | 2.00% |
| Tier 3 ($2,500 and higher) | 1.95% | 2.00% |
*Minimum opening deposit $25.00. Interest is paid and annual percentage yield is earned on entire balance in account.
Variable Rates – Rates may change after account is opened.
Military Advantage Money Market Account
Thank you for serving our country! The Military Advantage accounts provide exclusive benefits for our Service Members and Veterans.
| Account Type | Interest Rate | Annual Percentage Yield |
|---|---|---|
| Tier 1 ($0-$999) | 1.95% | 2.00% |
| Tier 2 ($1,000 - $2,499) | 1.95% | 2.00% |
| Tier 3 ($2,500 and higher) | 2.00% | 2.05% |
*Minimum opening deposit $25.00. Interest is paid and annual percentage yield is earned on entire balance in account. Variable Rates – Rates may change after account is opened. Not to be combined with any other package or programs. Surviving spouses qualify with marriage license. Military ID or Form DD214 required.
Savings Account
This classic account has a minimum opening deposit of $25.00.
| Account Type | Interest Rate | Annual Percentage Yield |
|---|---|---|
| Minimum Opening Deposit $25.00 | 0.20% | 0.20% |
All rates are effective Wednesday, February 1st, 2023
Call Us Today: 866-795-4499
Our routing number is 236074525.
Equal Housing Lender | QOB NMLS 815841 
Member of the Association of Realtors 
