Quaint Oak Bank Individual Retirement Accounts (IRA)

Individual Retirement Accounts (IRA)

IRA Savings*

Build your retirement savings the easy way!

Direct deposit a portion of your paycheck into your Quaint Oak Bank IRA Savings Account!

IRA Savings Account
Account TypeInterest RateAnnual Percentage Yield
IRA Savings0.79%0.80%
  • Traditional or Roth Account
  • $25.00 opening minimum
  • No custodian fees
  • Easily transfer to an IRA CD when balance reaches $500.00


IRA Certificate of Deposit**

Grow your savings!

Our IRA CDs offer you a higher rate of return on terms ranging from 6 months to 60 months.

IRA Certificates of Deposit
Account TypeInterest RateAnnual Percentage Yield
6 Months0.39%0.40%
12 Months0.44%0.45%
18 Months0.49%0.50%
2 Years0.54%0.55%
3 Years0.59%0.60%
4 Years0.64%0.65%
5 Years0.69%0.70%

Call us today at 866.795.4499, or fill out the form below:

4 + 4 = ?

All rates are effective Sunday, August 9th, 2020. Our routing number is 236074525. 

*IRA Savings Accounts: Interest is paid and annual percentage yield is earned on entire balance in account. Variable Rates – Rates may change after account is opened. Please consult with your tax adviser. **All IRA Certificate of Deposit Accounts are also available for Traditional and Roth IRAs. Minimum opening deposit of $500.00 is required to earn the APY. Interest is paid on entire balance in account. We may change the interest rate and APY at any time without prior notice. IRA Certificate of Deposit accounts carry a substantial penalty for early withdrawal.