Personal Deposit Accounts

Certificates of Deposit


Certificates of Deposit
Account TypeInterest RateAnnual Percentage Yield
6 Months0.25%0.25%
12 Months0.30%0.30%
18 Months0.34%0.35%
2 Years0.39%0.40%
3 Years0.44%0.45%
4 Years0.49%0.50%
5 Years0.54%0.55%

Minimum deposit for Certificates of Deposit is $500.00. Minimum daily balance of $500.00 is required to earn the APY. Certificate of Deposit accounts carry a substantial penalty for early withdrawal.

IRA Certificates of Deposit


IRA Certificates of Deposit
Account TypeInterest RateAnnual Percentage Yield
6 Months0.25%0.25%
12 Months0.30%0.30%
18 Months0.34%0.35%
2 Years0.39%0.40%
3 Years0.44%0.45%
4 Years0.49%0.50%
5 Years0.54%0.55%

Minimum deposit for Certificates of Deposit is $500.00. Minimum daily balance of $500.00 is required to earn the APY. Certificate of Deposit accounts carry a substantial penalty for early withdrawal.

Money Market Account*


Money Market Account*
Account TypeInterest RateAnnual Percentage Yield
Tier 1 ($0-$999)0.05%0.05%
Tier 2 ($1,000 - $2,499)0.10%0.10%
Tier 3 ($2,500 and higher)0.59%0.60%

Minimum opening balance is $25.00. Interest is paid and annual percentage yield is earned on entire balance in account. Variable Rates – Rates may change after account is opened.

Savings Account*


Savings Account*
Account TypeInterest RateAnnual Percentage Yield
Minimum Opening Deposit $25.000.20%0.20%

Savings Account – minimum opening balance is $25.00. Interest is paid and annual percentage yield is earned on entire balance in account. Variable Rates – Rates may change after account is opened.

IRA Savings Account


IRA Savings Account
Account TypeInterest RateAnnual Percentage Yield
IRA Savings0.64%0.65%

Minimum opening balance is $25.00. Interest is paid and annual percentage yield is earned on entire balance in account. Variable Rates – Rates may change after account is opened.

Call Us Today: 866.795.4499

All rates are effective Tuesday, April 13th, 2021. Our routing number is 236074525. 

Deposit Account Fee Schedule

*Transaction Limitations: The depositor is permitted or authorized to make no more than six transfers and withdrawals, or a combination of such transfers and withdrawals, per calendar month or statement cycle of at least four weeks, to another account of the depositor at the same institution or to a third party by means of a preauthorized or automatic transfer. A “preauthorized transfer” includes any arrangement by the depository institution to pay a third party from the account of a depositor upon written or oral instruction (including an order received through an automated clearing house (ACH)) or any arrangement by a depository institution to pay a third party from the account of the depositor at a predetermined time or on a fixed schedule.