Business Deposit Accounts

Business Checking

Digital Banking Services

  • Remote Deposit Capture (RDC): Securely deposit checks remotely to save time and trips to the bank
  • ACH Manager: Allows businesses to originate debits or credits quickly and safely
  • Wire Manager: Convenient and secure system for wire transfer of funds
  • Commercial Bill Pay: Issue payments online with options to schedule payments in advance and view payment history
  • Positive Pay: Automated fraud protection for checks
  • Visa Debit Card: Access 55,000+ surcharge free ATMs
  • Quickbooks Capability
  • Merchant Services

Business Banking Overview

  • First Order of Checks Discounted
  • Minimum Balance Requirements Vary
  • Online Banking with Bill Pay
  • Mobile Banking with Mobile Check Deposit

Certificates of Deposit

With a $500.00 minimum opening deposit, this is a great way to earn a higher rate of interest for 6 months to 5 years.

Certificates of Deposit
Account TypeInterest RateAnnual Percentage Yield
6 Months0.39%0.40%
12 Months0.44%0.45%
18 Months0.49%0.50%
2 Years0.54%0.55%
3 Years0.59%0.60%
4 Years0.64%0.65%
5 Years0.69%0.70%

Minimum deposit for Certificates of Deposit is $500.00. Minimum daily balance of $500.00 is required to earn the APY. Certificate of Deposit accounts carry a substantial penalty for early withdrawal. Interest is paid and annual percentage yield is earned on entire balance in account. Variable Rates – Rates may change after account is opened.

Money Market Account

For the customer who wants to limit their trips to the bank, transfers in and out are easily made with our online banking with bill pay.  All ACH (Automated Clearing House) transfers are free of charge and funds are available within 3 business days.  A low minimum deposit and attractive rates make this one of our most popular accounts.

Business Money Market Account*
Account TypeInterest RateAnnual Percentage Yield
Tier 1 ($0.00-$999.99)0.05%0.05%
Tier 2 ($1,000.00-$2,499.99)0.10%0.10%
Tier 3 ($2,500-$99,999.99)0.79%0.80%
Tier 4 ($100,000.00 and higher)0.98%1.00%

Minimum opening deposit $25.00.  Interest is paid and annual percentage yield is earned on entire balance in account.
Variable Rates – Rates may change after account is opened.

Savings Account

This classic account has a minimum opening deposit of $25.00 .

Savings Account*
Account TypeInterest RateAnnual Percentage Yield
Minimum Opening Deposit $25.000.20%0.20%
Call Us Today: 866.795.4499

All rates are effective Thursday, December 3rd, 2020. Our routing number is 236074525. 

Deposit Account Fee Schedule